Senior Credit Risk Analyst: Enterprise-Wide Stress Testing

Bendigo and Adelaide Bank

Location: Adelaide, Bendigo, Melbourne, Sandgate

Job Type: Part time

Posted


To be Australia’s Bank of choice we need to be constantly changing and evolving, offering our customers creative and innovate products and services.

The Stress Testing and Collective Provisioning Team sits within the Risk Division’s Risk Analytics and Governance department and is responsible for conducting Bendigo and Adelaide Bank’s enterprise-wide stress testing exercises, credit related stress tests and collective provisioning assessments across the Bank.

About the role

We currently have an exciting opportunity for a Senior Credit Risk Analyst to join the Team.

In this role your key responsibilities will be model development and conducting stress tests. More specifically, you will be responsible for:

  • Assisting the Stress Testing and Collective Provisioning team in managing and running existing models as part of enterprise-wide stress testing and ad-hoc stress testing

  • Assisting in model development, model enhancement and documentation

  • Conducting results attribution analysis

  • Presenting results and analytical reports to relevant stakeholders

  • Liaising with business managers and owners to assist them to understand how stress testing can be embedded in decision making, drafting of policy and management of their portfolios

  • Explaining the stress testing results to relevant committees and stakeholders

This is a fixed term parental leave cover contract available from late January to late December 2023. Ideally, this role will be based in one of our main corporate office locations (all states) for the days that you’re in the office, noting that hybrid ways of working are core to how we operate today. We are also open to the role being either full time or part time (minimum 3 days per week), so talk to us about what flexibility looks like to you.

About you

We are looking for someone with the following skills and experience:

  • Credit risk analysis and modelling experience, ideally within a Bank.

  • Demonstrated strength with SAS including model development and high proficiency with Excel.

  • Experience with credit risk stress testing highly regarded.

  • Strong written communication skills with the ability to take data and convert into easy to understand and formal reports for senior stakeholders and regulatory bodies.

  • Highly developed working knowledge of contemporary credit risk management techniques, APRA’s Prudential Standards and capital management.

  • Demonstrated ability to strategically view the business and the impact of regulatory requirements on the business.

  • Ability to read and interpret regulatory standards, Bank policies and procedures and relate these to business applications.

About us

With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank.  Every day, we work hard to bring our company purpose to life; feeding into the success of our customers and communities and not off it. 

We're more than just a bank with banking products. We change the lives of customers and communities. Commercial actions with heart! And with over 7,000 employees, we’re big enough to offer you every opportunity, but not so big that we lose the community feel that we’re famous for.    

Our time is now. We are challenging the status quo and we're excited about our future!

Why us?

There's so much more to a career with Bendigo and Adelaide Bank than just banking. 

Get real benefits, work life balance and flexibility. You bring your brilliant mind and we’ll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine. After all, YOU are the difference that makes us the better big bank.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury or disability to equitably participate in the selection process.

If you’re excited to be part of an organisation with a rich history and a bright future - then this could be the role for you! Be quick to apply as applications will be reviewed as they are submitted, and the advert may close before the listed closing date.

It is a condition of employment with the Bank that you are fully vaccinated against COVID-19, unless you have a medical contraindication or acute illness which prevents you from receiving the vaccine and you provide satisfactory evidence of this to the Bank.

You’ve got this!