Financial Crime Operations Investigations Analyst

JP Morgan

Location: Midlothian

Job Type: Full time


JPMorgan Chase & Co. is expanding its consumer business by launching a new digital bank in the UK. We are working to build a best-in-class Financial Crime (FinCrime) Operations function in Edinburgh as we embark on this exciting chapter in the continued growth of our UK business.

Part of FinCrime Operations, the Financial Crime Operations Investigations (FCOI) is primarily responsible for investigating unusual transactional activity where fraud is identified as the primary activity or predicate offense, to create a vehicle for the proceeds of crime or questionable activity and filing a Suspicious Activity Report (SAR) with the National Crime Agency (NCA) where required. FCOI works in close partnership with Fraud Risk, Global Financial Crime Compliance, Global Security and Investigations and Cyber Security to ensure fraud and financial crime risks are detected, investigated and mitigated

Reporting to the FCOI Divisional Lead, the FCOI Analyst will conduct thorough investigations of all major Fraud escalations, ensure any identified Financial Crime Risks are mitigated and proper filings are completed in a timely manner. Responsibilities for this role include completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and completing Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement.

  1. Key Responsibilities
  • Establish Investigation Plan for each investigation assigned and manage investigation pipeline and prioritization for their own book of work
  • Manage personal workload and priority items, and ensure timely escalation of key risks/issues to management
  • Gather evidence from publics and internal sources, analyze information to identify patterns, anomalies and “red flags” and document findings relevant to reports of known or suspected fraudulent activity to identify patterns, anomalies and “red flags”
  • Create and manage comprehensive investigation case files for investigations that document the decision making process and contain all applicable supporting documentation.
  • Draft accurate and concise SAR reports, CIFAS loadings and management investigation summaries that making appropriate recommendations.
  • Case management including updating, and maintaining databases and tracking sheets chronicling open investigations, updates, and next steps; labeling and storing documents, data, and other materials obtained during investigations; and scheduling and planning interviews/client outreach etc.

Essential Experience/Skills

  • Minimum of 3-4 years in financial sector – previous retail experience a plus
  • Experience of fraud/financial crime investigations
  • Understanding of financial crime/fraud risks facing the industry best practices and regulatory expectations
  • Strong analytical and research skills, detail oriented with proven ability to analyse & interpret ambiguous information & data
  • Strong verbal and written communication skills with ability to influence others
  • Excellent critical thinking, communication, interpersonal, and organizational skills in a high-pressure environment.
  • Ability to work and deliver results under tight timelines
  • Highly organized and adept at managing competing priorities, diverse stakeholder groups, and ambiguity
You’ve got this!