Do more, dream more, become more. Welcome to Bendigo.
About the position
The Assessment Officer role is part of the Loan Origination function. The key purpose of the role is to accurately assess a customer’s loan application and validate data in line with policy and regulations. You will also ensure that decision making, and Designated Lending Authority usage is executed within the bank’s risk framework and meets regulatory obligations.
You will be responsible for the quality of files to ensure correct and complete information is available to enable settlement to proceed. Assessing home loan applications for our Mortgage Brokers, Strategic Partners and Local Distribution channels, you’ll contribute to our customer experience and offer an excellent service to our partners by delivering on goals to meet tight deadlines.
This is a hands-on role where it is you, not a computer, making the decisions and you will engage with your internal stakeholders when loans are declined to explain, educate and re-submit where appropriate. With dedicated Team Managers to support you develop as a person and dedicated Credit Officers in the team to support you with the technical aspects of the role you will be well set up to grow your career with us.
We have multiple roles available and are open to the role being either full time or part time, so let us know what flexibility looks like to you. You can be based in Adelaide, Bendigo, Brisbane, Ipswich, Melbourne, Perth or Sydney. The bank is able to offer hybrid work from home/office arrangements after the initial training period.
For additional information regarding this opportunity, check out the attached Position Description :
PD - Third Party Mortgage Ops_Assessment Officer.pdf
About you
You will have an extensive assessment background with proven experience in lending assessment, understanding and interpreting lending policy, and requirements relating to NCCP, LTO, Corporations Law rules and other relevant regulatory and legislative requirements.
Only applicants with a proven background in lending assessment will be considered.
You’ll bring to the table:
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High level of literacy, numerical and analytical thinking skill
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Sound credit decision making skills and ability to make judgements based on experience
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A quality focus and highly accurate approach with constant attention to detail
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Highly developed time management skills with the ability to prioritise and meet deadlines
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High level of verbal and good written communication skills, including ability to have difficult conversations
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A thorough understanding of Bank policies and procedures in relation to the release of information to external parties
About us
With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank. Every day, we work hard to bring our company purpose to life, feeding into the success of our customers and communities and not off it. We're more than just a bank with banking products. We change the lives of customers and communities. Commercial actions with heart!
Bendigo Bank is the bank you can be proud to work at. We have a collective purpose to feed into prosperity, not off it. We were born out of community, for community, and remain the only bank headquartered outside of a capital city. As part of the larger Bendigo and Adelaide Bank Group of over 7,000 employees, we’re big enough to offer you every opportunity, but not so big that we lose the community feel that we’re famous for.
The bank is more serious than ever before about its future. Join us in walking the talk when it comes to supporting our customers, giving back and making our communities a better place
Why us?
There's so much more to a career with Bendigo and Adelaide Bank than just banking.
Get real benefits, work life balance and flexibility. You bring your brilliant mind, and we’ll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine.
After all, YOU are the difference that makes us the better big bank.
At Bendigo and Adelaide Bank we believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury or disability to equitably participate in the selection process.
If you’re excited to be part of an organisation with a rich history and a bright future - then this could be the role for you! Apply now.