Join an organisation with strong values, a community focus and a great culture

• Use your advanced financial acumen and knowledge of business structures
• Credit writing up to $5 mil and loans administration
• Flexible work arrangements and career development opportunities
• Multiple permanent and fixed term positions - all locations considered

About the team

We have reshaped our Business Banking model to provide a better experience for our customers and employees. Our new Sales Support – Business Banking and Agribusiness team has specialised teams with specific areas of focus to support our front-line business banking and Agri banking teams. This model provides role clarity and career options and we continue to improve our workflows, systems and tools with a focus on operational excellence.

It’s a great time to come on board and be part of the great culture we have at Bendigo and Adelaide Bank!

About the role

Known internally as a Lending Analyst you will be part of a national team who work collaboratively with our customer facing Business Banking Relationship Associates and Relationship Managers. Your core focus will be the accurate completion of credit assessments including the preparation of straightforward credit memorandums and related analysis and covering all credit events.

Day to day your responsibilities will include:

• Accurate preparation and administration of loan files
• Processing of documentation, loan applications and evaluations
• Managing the end-to-end loan application process including:
  • Financial & Credit Analysis
  • Credit Submission Preparation (TAE up to $5m)
  • Coordinate settlements where required

As we get ready to launch our new model, we are looking to fill multiple permanent and fixed term positions. You can be based anywhere across Australia, provided you have access to one of our offices or branches. Hybrid ways of working are core to how we operate today, and flexible work options are available. We are also open to the role being either full time or part time (0.8 FTE or up), so talk to us about what flexibility looks like to you.

Does this sound like you?

We are looking for someone who enjoys building positive and collaborative relationships with local and remote team members, plus:

To be the successful candidate, it is essential that you have:

• Advanced financial acumen, analytical and problem-solving skills
• Knowledge of business structures and experience conducting financial analysis including ability to analyse and interpret financial statements and cash flows
• High attention to detail and the ability to work effectively under pressure, meeting customer delivery deadlines
• Ability to adapt in a changing environment and work with a continuous improvement lens

Additional experience that would be advantageous:

• Knowledge of banking regulations, policies, procedures and the range of a bank’s products and services
• Understanding of the end-to-end business lending process, including the annual review process
• Solid understanding of credit writing and credit assessment, including loan structuring
• Exposure to business/commercial loans with complex lending up to $5 million
• Tertiary qualification in a business-related field

About Bendigo Bank

Bendigo Bank has a unique position in the Banking and Finance industry: we are a trusted brand with a (really!) high Net Promoter Score and the time is right for growth as businesses reconsider the sort of bank they want to partner with.

With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank. Every day, we work hard to bring our company purpose to life; feeding into the success of our customers and communities and not off it.

We're more than just a bank with banking products. We change the lives of customers and communities. Commercial actions with heart!

Our time is now. We are challenging the status quo and we're excited about our future!

Why us?

There's so much more to a career with Bendigo and Adelaide Bank than just banking.

Get real benefits, work life balance and flexibility. You bring your brilliant mind and we’ll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine. After all, YOU are the difference that makes us the better big bank.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury or disability to equitably participate in the selection process.

Applications close 11th June 2023, but interviews and appointment may occur prior to the close date, so if you’re excited to be part of an organisation with strong values and a community focus apply now!