Senior Business Architect - Money Movement

American Express

Location: Greater London

Job Type: Full time


You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The core of our company is not just the products we offer, but the personal connections our customers have with our brand. You can create digital experiences, from payments to rewards to servicing that keep us connected to our customers and serve them at every touchpoint. From digital servicing and lifestyle features to secure, frictionless payment options, you can make a meaningful difference in our customers’ lives and help set us apart in the industry. Find your place in digital product on #TeamAmex.

Enterprise Bill Payments and Payment Instruments (EBPPIs) mission is to power best-in-class issuer agnostics bill payment experiences and business growth through innovative platform products and services. By seamlessly integrating solutions to power innovative payment experiences for American Express customers. EBPPI collects over a trillion dollars in 27 markets covering 20+ of the biggest schemes: (ACH, BACS, SEPA) with a roadmap to integrate with emergent bill pay solutions and hide the complexity of handling money. A critical part of the roadmap is to develop the next generation Card Bill Pay and Biller platform capabilities. At its core, the team’s business architect will be responsible for platform process governance, documentation of capabilities, the platform roadmap and driving innovation into our capabilities. The role will have the support of a direct report focused on EBPPI data architecture.

How will you make an impact in this role?

  • The domain architect over bill payments, payment instruments and notification to our downstream partners
  • Instilling process across Product Managers capabilities to empower them to update and maintain capabilities in line with industry movement and Amex specific strategy
  • Work across our product management function to help the product managers determine what capabilities the platform needs to fulfill business demand
  • Define and maintain our overarching strategy and roadmap for bill payments and payment instruments
  • Work closely with Staff Engineers and enterprise architecture functions to determine where we could move faster through strategic assets and support of 3rd parties
  • Ensure a close linkage between the application flows and domain construct of capabilities within EBPPI
  • Support business teams with intake and engagement processes to help them determine what EBPPI functions they could re-use or are looking to improve
  • Maintain a view of the external billing landscape and be able to translate industry movement into capabilities that ensure business value for EBPPI and American Express

Minimum Qualifications:

  • Experience with working payments in product management, engineering or architecture roles
  • Experience mentoring Product Managers, Engineers, and Designers in how to work together to build great products

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

To complete your application, please click on the links below. However, if you require any assistance with the completion of this process – or need any reasonable adjustments to be made – then please contact the Recruitment Team on

You’ve got this!