Join a team that helps shape financing decisions for leading companies across Europe. You'll gain exposure to a broad range of industries, products, and transactions while working alongside experienced credit and banking professionals. This role offers the opportunity to develop deep credit expertise, influence key risk decisions, and build relationships across multiple lines of business. Bring your analytical skills and curiosity to a team where your insights can make a meaningful impact.
As an Analyst in the EMEA Diversified Industries Credit Risk team, you will collaborate closely with business partners across the region, including Global Corporate Banking, Leveraged Finance and Syndicate, Debt Capital Markets, Sales and Trading, Treasury Services, and Trade Finance. You will conduct comprehensive credit analysis of both Investment Grade and Non-Investment Grade corporate borrowers, including sponsor-backed leveraged finance issuers, and work with front office teams to structure a diverse range of credit relationships.
Job Responsibilities:
- Assume coverage of a portfolio of EMEA corporate clients across diversified sectors (e.g., Business services, Machinery & Equipment, Transportation, Auto, Airlines, Aerospace & Defence), including grading and reviewing credit risk exposures.
- Track financial performance updates, earnings events, liquidity and covenant compliance, and other developments impacting the assigned portfolio.
- Monitor risk and exposure metrics across counterparties and the portfolio, contributing to sector analyses and early‑warning assessments.
- Participate in due diligence processes for onboarding new EMEA clients (both mid and large Caps) and reviewing existing ones, including preparation and analysis of business models, cash flow generation, debt capacity, and refinancing risk.
- Produce concise and insightful credit memos, articulating recommendations for facilities, limits, tenor, covenants, collateral/security, and intercreditor arrangements.
- Support analysis and approval processes for leveraged finance and lending requests, including RCFs, term loans and bond transactions.
- Develop knowledge of legal documentation for corporate markets and banking products, including credit agreements, bond indentures, intercreditor agreements, and security and guarantee packages.
- Participate in team and department‑level projects to improve processes and drive efficiencies, leveraging AI / LLM.
Required Qualifications, Capabilities, and Skills:
- Ability to navigate and interpret corporate financial statements (Balance Sheet, P&L, CF).