The Credit Risk Infrastructure & Project Finance team is responsible for lending activities and related credit exposures. The team manages project specific credit risks and engages with credit officers, capital markets and relationship partners throughout the Bank globally covering a wide variety of industries. The team provides input and approval on financing structure, documentation, and market convention as it relates to project finance and infrastructure transactions. It covers developed and emerging markets and works on transactions for both greenfield and brownfield projects in the transportation, energy, power, telecom sectors. As a member of the team, analysts are exposed to a wide variety of client types, spanning multiple industries in EMEA, and exercise analytical skills to assess the risks in highly structured transactions.

Job Responsibilities:

• Use strong analytical and problem solving skills to understand risks and recommend structure which sufficiently protects JPM’s interests in various structured transactions.
• Interface extensively with business teams and clients to conduct due diligence on credit standards (contracts, cashflows, budgets, construction reports, operating reports, etc.) and financial statement analysis and modelling.
• Support execution of transactions, reviewing/structuring of finance and commercial contracts, making recommendations as to appropriate capital structure, exposure levels and risk grading,
• Preparation of credit memorandums, take key ownership of credit approvals and booking processes.
• Perform Portfolio Management activities including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits and appropriate credit ratings and negotiating documentation revisions, etc.
• Prepare quarterly risk reviews that details exposure metrics analyzing key trends, drivers and concentrations.
• Support team with ongoing ad-hoc initiatives.

Requirements:

• Bachelor’s Degree from an accredited university/college required, preferably in accounting, finance, economics, engineering or related field.
• 1-3 years of professional work experience in financial services or consulting preferred. Prior experience, credit/counterparty risk in infrastructure is a plus.
• Strong financial modeling ability and familiarity with financial statements (including ability to analyze capital structure, profitability, project build costs and cash flow).
• Experience with infrastructure assets and with negotiating credit documents typical of highly structured transactions a strong plus.
• Exceptional analytical aptitude and ability to think abstractly. Strong organizational skills, ability to learn quickly, and a high level of attention to detail.
• Understanding of front office processes, credit risk management and commercial requirements. Ability to build rapport and influence change.
• Excellent communication (written, oral, and listening) and interpersonal skills; the ability to convey thoughts clearly and succinctly and to communicate pertinent complex information in a clear and organized manner.
• Self-motivated with the ability to work independently while understanding when to involve other team members as needed and to work effectively in a team environment. Desire and willingness to take ownership of various credit risk responsibilities.
• Candidates must be highly proficient in Excel (including analysis/control of large datasets), PowerPoint, and Word.