Consumer Lending Data Scientist - Chase UK

JP Morgan

Location: Greater London

Job Type: Full time


Data Scientist – Chase UK

Here at JPMorgan Chase & Co., we know that people want great value combined with an excellent experience, from a bank they can trust. So we launched a new digital bank called Chase – to revolutionise mobile banking by creating seamless digital journeys that our customers love. For us, that means keeping ourselves customer obsessed and always being open to trying new things. Above all, it's about working with people who are passionate about building the bank of the future.

Our team is at the heart of building this new venture, focused on developing offerings that put the customer at the center. We have created a new organization and we are looking for solution-oriented, commercially minded, customer-focused individuals, used to working in an agile environment who want to be a part of building something new from the ground up within a diverse and inclusive team.

Culture is as important to us and we are looking for intellectually curious, new technology passionate individuals who would like to expand their skills whilst working on a new exciting venture for the firm. Your work will have a massive impact, both on us as a company, as well as our clients and our business partners around the world.

The Role-

Chase International Consumer Lending Analytics Team is the center of excellence for strategic and data analytics for International Consumer Retail and SME lending business. The team is responsible for measuring the effectiveness of and driving International Consumer Bank strategies across marketing, sales, distribution, pricing, and customer analytics. The results and learnings from these analyses, which seek to quantify both statistical and practical significance, are used to drive future strategy using a full suite of analytical techniques. The team offers significant learning and mobility opportunities for career development and future growth.


  • Analyze and measure the effectiveness of lending strategies including performance of marketing campaigns or customer segmentation
  • Work with credit risk team to optimize the credit risk strategies for the lending products
  • Consult with business partners on analytical needs and make strategy recommendations
  • Solve unstructured business problems and develop deep dive analysis of customer behavior using multiple analytics and statistical techniques.
  • Interpret results and present to stakeholders and senior management
  • Continuously develop skills to provide best-in-class analytics to the business

Skills/ Qualifications:

  • Bachelor’s and Master’s degree in a quantitative discipline (Data Science/Analytics, Mathematics, Statistics, Physics, Engineering, Economics, Finance or related fields)
  • Strong knowledge and experience in retail lending such as credit cards, personal loan, or overdraft products.
  • Thought leader in data science and analytics who can define analytical agenda for projects, demonstrates ability to frame ambiguous business questions into analytical plans (e.g., assessing data needs, sourcing files, preparing data, creating new features, evaluating quality, etc.), and executes with precision
  • Knowledge of modern data mining, quantitative research, and data science techniques (e.g., decision trees, regressions, machine learning, string similarity, behavioral analytics, look-a-like models)
  • Experience with SQL, Hive, Hadoop, Spark, Python
  • Experience in applying statistical methods to real world problems
  • Superior written, oral communication and presentation skills with experience communicating concisely and effectively with all levels of management and partners

When you work at JPMorgan Chase & Co., you’re not just working at a global financial institution. You’re an integral part of one of the world’s biggest tech companies. In 20 technology centers worldwide, our team of 50,000 technologists design, build and deploy everything from enterprise technology initiatives to big data and mobile solutions, as well as innovations in electronic payments, cybersecurity, machine learning, and cloud development. Our $10B+ annual investment in technology enables us to hire people to create innovative solutions that will are transforming the financial services industry.

At JPMorgan Chase & Co. we value the unique skills of every employee, and we’re building a technology organization that thrives on diversity. We encourage professional growth and career development, and offer competitive benefits and compensation. If you’re looking to build your career as part of a global technology team tackling big challenges that impact the lives of people and companies all around the world, we want to meet you.

J.P. Morgan offers an exceptional benefits program and a highly competitive compensation package.

J.P. Morgan is an Equal Opportunity Employer.


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