Origination Product Owner

• Mix of WFH & WFO
• Full time, Permanent Role
• Sydney location

Meet Athena, the Home Loan Wrecker

Athena Home Loans launched in 2019 to help Aussie borrowers save money and pay down their home loan faster. Athena’s digital mortgage platform radically simplifies the application process passing on the savings to customers as better rates.

Customers switching to Athena are saving ~ $60,000 over the life of their loans. Since launch, Athena has settled over $1.9b in home loans, and saved borrowers over $200m in interest savings – and grown to become one of Australia’s largest fintechs.

Athena has built Australia’s first cloud-native home loan platform, covering the full value chain to acquire, originate, service and fund residential mortgages. Fintechs targeting mortgages are typically only focusing on a narrow layer of the value chain (e.g. originations), then handing back to legacy bank systems. By tackling the full stack, Athena aims to cut the cost of running a mortgage business by 70% vs. legacy players, providing sustainable advantage.

Athena has raised $200m in equity funding to date in four funding rounds from leading investors including AirTree Ventures, Apex Capital, AustralianSuper, Hostplus, Macquarie Bank, RESIMAC Group, Rice Warner, Square Peg and Sunsuper. Most recently in October 2019, Athena closed $90m in Series D funding – the largest ever Australia-led venture capital investment round.

Role overview

As a Product Owner you will report into the Head of Originations Product, and collaborate with Software Engineers and Designers to deliver on a product vision to create Australia’s best origination journey. As an integral part of the Origination Direct squad, you will run toward a north star of driving incredible conversion across the full origination journey, improving our customer experience, increasing credit automation, integrating best in breed partners and creating a leading platform that uses streamlined data to create incredibly fast decisions.

The Role

• Squad Product Ownership: Be the Product Owner in the squad, bringing clarity to what is needed and why. Make and help your squad to be great.

• User Story creation: Collaborate with a broad range of Business stakeholders (from Operations to Risk), anticipating and understanding requirements for prioritised initiatives and translating these into well-defined user stories and acceptance criteria for the squad. Be great at analysis and deeply skilled at data to understand this domain exceptionally well.

• Backlog grooming & prioritisation: Maintain a brilliant backlog, ensuring priorities can deliver on the product roadmap and are balanced with optimisation initiatives. Keep a healthy amount of user stories ready, manage cross-squad dependencies and implement the most efficient sequencing for development

• Product delivery: Work closely with your counterparts within the squad - design leadership and engineering leadership to deliver incremental product enhancements, supporting the squad to ensure acceptance criteria and expected outcomes are met. You will actively lead and participate in scrum ceremonies, including grooming, retros, planning and standups creating a smooth operating rhythm for delivery. You will ensure stakeholders are deeply engaged and informed on delivery and release updates

• Product planning & strategy: Partner with the Head of Originations Product in exploring and refining roadmap initiatives, working to execute and iteratively deliver on the product roadmap by translating a high-level vision into an MVP, and series of incremental deliveries

• Product maintenance: Conduct analysis of incidents and problems as they arise on your product. Make the process of root cause and solution identification as seamless as possible. Prioritise any fixes into the sprint backlog

• Operational excellence: Identify and implement process improvements to increase the velocity and quality of work to deliver value to customers faster

• Leadership: Act as a multiplier for your squad and stakeholders, by embodying Athena’s values to bind the many functions that interact with Product to run a smooth development and delivery process

Requirements

• Experienced in transforming financial technology products
• Experience Product Owner or Product Manager experience, delivering key results
• Numeracy, data and logic are signature strengths: you are highly analytical, with a logical engineering brain and are really good with numbers
• Strong critical thinking: you have to be able to think deeply, get concepts really quickly, be able to string strategies together and relitigate them on the spot
• Deliver real outcomes: this is different to any big corporate you have ever worked at. There is no busy work, there are no jobs for managers of things that can’t do the things. The gap between your action and your impact is wafer thin. You need to be able to make valuable real-life outcomes happen, and quickly
• Super collaborative: no egos, elbows or brilliant assholes
• Flexible mindset: for Athena to grow, you need to grow and not be capped out. Be prepared to change other peoples minds and for them to change yours. You need to enjoy this.

At Athena we are committed to a workplace that embraces diversity, equality, and inclusion. Athenians are free to let their own brand of freak fly.

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