Salary: $100,000–$104,800 per year + super + annual bonus

ABOUT US
As our new Credit Analyst, you’ll play a key role in safeguarding the quality of Custom Fleet’s portfolio. You’ll use your analytical skills to assess risk, support sustainable growth and ensure everything we do aligns with our credit principles and policies.

This role is all about balancing commercial thinking combined with quality, compliance and a strong customer experience. If you enjoy diving into numbers, spotting patterns and making sound recommendations you’ll feel right at home here.

ABOUT THE ROLE
Essential Duties

• Conduct detailed financial analysis of customers seeking leasing and fleet management facilities. Assess risk profiles and cashflow trends to recommend structures that balance growth and risk.

• Complete KYC and AML/CTF checks for new applications and periodic reviews in line with policy and regulatory requirements.

• Manage your own portfolio of customers, completing annual financial reviews on time and identifying any changes in credit quality.

• Proactively monitor customer funding requirements and arrange suitable facilities.

• Support system processes, documentation, and data reconciliation, ensuring everything is accurate and up to date.

• Collaborate with internal and external stakeholders to deliver thoughtful, customer‑centric solutions.

Other Duties

• Pitch in with other tasks as requested by the Director Credit or Chief Risk Officer.
  

KEY DUTIES & RESPONSIBILITIES

Essential

• Clear, confident written and verbal communication, with the ability to produce well‑structured credit write‑ups.

• Strong interpretation of financial statements and financial modelling skills, with an eye for detail and commercial sense.

• Proficiency in MS Office applications including Word, Excel, and PowerPoint.

• Collaborative approach with the ability to build productive relationships across the organisation.

• Excellent organisational skills and the ability to manage multiple priorities.

• Strong problem‑solving skills with a customer‑focused mindset.

• Process‑driven approach, comfortable managing complex workflows.

Other

• Knowledge of fleet products.

ABOUT YOU
You thrive in fast-paced environments and have strong organisational skills. Your ability to solve complex problems and communicate effectively at all levels sets you apart. You embrace change and promote collaboration.

Essential

• Problem-solving ability, resilience and a customer-first mindset.

• High attention to detail and strong process orientation.

• Ability to manage multiple priorities in a fast-paced environment.

Other

• Experience leveraging AI tools

Education & Experience
Essential

• Degree in business or a related field is highly regarded (equivalent experience considered).

• Minimum 5 years’ experience in risk, credit, or portfolio management within Financial Services, Professional Services, or Leasing.

Other

• Commercial (business/corporate) credit experience is preferred over consumer credit.

• Certifications such as CPA, CA, or CFA are a nice boost.

FOR YOU

We offer industry leading 'Custom Perks' including:

• Annual performance bonus

• Take 5 program – potential to earn an extra week of annual leave

• Collaborative Hybrid work environment – 3 days in office

• Gender-neutral Parental Leave - 12 weeks paid entitlement

• Company funded social events

• Dress for your day policy

• Employee discounts

• Intersection – our Diversity Network

• Cultural Leave swap

• Ongoing investment in your growth including access to our digital learning platform – Degreed

• Reward and recognition programs

• Volunteer and community engagement opportunities

• Wellbeing leave

HOW TO APPLY
Please submit your resume and cover letter by clicking ‘Apply Now’. At Custom Fleet we are committed to growing a team made up of diverse people, skills, and experiences. We encourage applications from all backgrounds, communities, and industries.

OUR DIVERSE CREW
Research shows that women and people of diverse backgrounds are less likely to apply for roles if they don't meet every qualification. If after reading this, you’re not sure you tick every single criteria box, but have the passion to get behind our Values, we think you should click that apply button anyway. We're passionate about building a diverse and inclusive team, and love hearing from people like you! If you have a disability that requires support including an alternate job ad format, interview arrangements or adjustments, please let us know by emailing our recruitment team at careers@customfleet.com.au or call our Customer Service Team on 1800 812 681 - they will take your details and arrange for a return call from a member of the Talent Team.

Unlawful Conduct Commitment
Custom Fleet is dedicated to maintaining a culture of respect where there is zero-tolerance of any form of discrimination, harassment, and victimisation. We are committed to eliminating unlawful conduct in the workplace and uphold the highest standards of ethical behaviour and compliance with applicable laws and regulations.

Our careers team and hiring leaders kindly request no unsolicited resumes or approaches from recruitment agencies. Custom Fleet is not responsible for any fees related to unsolicited resumes.