About us

We make financial management simpler for small businesses across Australia. Our multi-award-winning financial technology, specialised customer service and fast decisions on funding options make us Australia's #1 online lender to small business. 

Accessing funding for any small business should be easy. Since 2012, we have lent over $2 billion to thousands of happy customers – that's just one way we make business happen. 

It's super exciting every day. Always moving. Always something new around the corner. We call it being unstoppable. It's the spirit that propels us forward. And drives us to create a fantastic workplace.

Our Purpose

We exist to unleash the potential of every small business. All small businesses have infinite possibilities. We're here to help them tap into it. Staying in control of finances, managing everyday expenses, and investing in opportunities have never been this easy. And our passionate team of Prosparians are helping small businesses across the country reach their goals every day.

Our values

We’re proud of the culture and environment we’ve created here at Prospa. Our values are a big part of that. Setting the tone for everything we do, they define who we are, how we treat each other and give us a common purpose. As we grow, they remind us of what’s important and why we do what we do. To unleash the potential of small businesses. And each other.

The Prospa perks

Our success starts with our people. We’ve proudly fostered a culture and workplace where everyone wants to be, that covers physical, emotional, community, and financial wellbeing.

Physical Wellbeing:

Our space: Our Sydney HQ offers end of trip facilities (including showers, towel service, and bike racks), a selection of healthy snacks and beverages, as well as coffee machines, across all floors.

Ergonomics: All our employees have ergonomic chairs in the office and can request a standing desk.

Fitness: Throughout the year, Prosparians come together for various fitness initiatives, including City2Surf and Prospa’s Step Challenge. We care about the community, and money raised from these activities is donated to charity.

Emotional Wellbeing:

Our EAP: We partner with Life Street giving our employees unlimited access to professionals for confidential coaching and support, free for both employees and their eligible family members.

Employee groups: We have a diverse range of groups and channels on Slack that resonate with our people, including our ever-growing group Parents@Prospa and Proud@Prospa.

Diverse space: Our HQ has a Wellness Room, Parents Room, and a Multi-Purpose Room to allow anyone to practice meditation or religious rituals.

Progressive leave offerings: Think ‘me days’, bonus leave, volunteer leave, getaway and extend your stay, well-rounded paid parental leave, purchasing leave, special leave such as paid domestic violence leave, gender affirmation leave, and paid bereavement leave.

Summer and Winter programs @ Prospa: These evolve and cater to the hybrid nature of our workforce. Our seasonal programs typically include free lunches, coffee carts, flu vaccinations, swag, and experiences such as massages.

Ad hoc webinars and sessions: We always make sure that we’re providing the right learning, development, and resources for our people. We’ve recently run events such as ‘Inclusion in Action Masterclass’, ‘Managing Team Mental Health’, speaker series from Financial Advisors, Wellbeing Coaches and Mountaineers who have summited Mt Everest.

Community wellbeing

ESG:  we’re committed to being ethical, sustainable, and socially responsible in all business areas. It’s our responsibility to protect the environment and enhance the wellbeing of the communities where we work and play. We’re pleased to partner with Trace - with the commitment of having Prospa certified as Carbon Neutral by the end of FY23. We continue to explore how Prospa can reduce our existing emissions, as well as offset them. We have a dedicated team member who’s taking the lead on this initiative, and an employee resource group to support.

Kiva: We’re proud to partner with Kiva, a not-for-profit focused on helping entrepreneurs around the world to grow and prosper. We support Kiva through employee engagement campaigns and loan matching initiatives such as our #InvestInHer campaign for International Women’s Day 2021.

Financial wellbeing:

Life & learning allowance: A flexible and comprehensive allowance giving our people the option to invest in their personal wellness, growth, lifestyle, and impact on the community. 

Corporate discount partners: ClassPass, JasonL, SpecSavers, FleetPlus novated leasing, Bend and Mend physio, and pilates.

Other initiatives:

Ways of working: After plenty of experimenting with our ways of working at Prospa - we’ve proven hybrid work is effective, and we firmly believe it’s fundamental to our ongoing success. We’ve heard from our people, and hybrid is here to stay! The mix of hybrid working will look slightly different for everyone; based on the outcomes our people need to achieve, the type of work and activities they’re doing, and finding the right fit for them within the framework.

Connection: We’re very busy bees at Prospa, but we also know it’s important to stop and smell the roses. We get together on a regular basis through a number of meaningful events. These allow us to share updates and celebrate our achievements.

  • All Hands & Get downs - every first Thursday of the month we come together as a hybrid team for company updates, those joining in-person enjoy fresh barista coffee, and a themed social Get Down in the afternoon.
  • Company Wide Events – each quarter the entire company comes together for a kick off and twice annually we host a big offsite that all Prosparians attend, a Summer party, and an End of Financial Year with a gala awards dinner.
  • Collaboration Days – Tuesday and Thursdays are the required coordinated office days that we come together for in person connection, collaboration, innovation and building/maintaining social connections. We are treated to pantry breakfasts daily

Growth & development: 

We offer a range of internal tools, resources, and programs to fuel growth such as annual performance and growth plans, personal development plans, quarterly speaker series, strengths based training and coaching, Prospacademy – our internal digital learning platform and specific leadership courses:

RISE - Emerging / New People & Technical Leaders. Modular development program, building fundamental leadership capabilities.

LEAP - Senior People & Technical Leaders. Masterclass series designed to further enhance and deepen leadership capability aligned to our strategy.

SOAR - Key Talent Program. Individually customised development program for nominated talent. Annual performance and growth plans. Personal development plans. Strengths based training. Coaching Prospacademy – our internal digital learning platform.

Come and be a part of our team

We want to unleash the potential in every small business. And we’ve also created an environment when you can unleash yours. We challenge ourselves and offer rewarding roles across a range of areas in fintech.

We know our continued success is what matters most. But to deliver it, we need happy and engaged employees. So, we embrace diversity in our people and our thinking and provide a collaborative, inviting, innovative and respectful environment. We celebrate who you are, recognise & reward great achievements, and actively provide our employees the same great experience we provide our customers.

Ready to see what positions are open at Prospa? 

Click through to view Prospa’s open positions!