Wholesale Credit Risk – Technology, Media, Telecoms

Greater London
Full time
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JP Morgan
Banking, investment & finance
10,001+ employees
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We are looking for a Vice President to join the Technology, Media, Telecoms (TMT) Credit Risk team within Wholesale Credit Risk EMEA, with a primary focus on venture capital and private equity backed clients in the Innovation Economy .

You will work closely with business partners across the region including Coverage (Client, Sponsor and Industry), Debt Solutions, Debt Finance Group, Acquisition and Leveraged Finance, Asset Based Lending, Capital Markets, M&A, Treasury Services and Trade Finance.

The role will benefit from flexible work arrangements, including work-from-home.

Job Responsibilities

  • Lead in-depth due diligence processes and oversee the production of credit memos with clear recommendations.
  • Oversee the production of financial models, running multiple scenarios from which conclusions can be made
  • Steer deal processes and teams (comprised of more junior credit colleagues as well as senior business partners) to ensure that transactions are structured to ensure an acceptable risk / reward balance to JPM
  • Be responsible for recommending and approving the extension of credit across a variety of products provided by JPM, with the expectation of escalating effectively and early to the extent the transaction falls outside of your personal approval authority
  • Think and act strategically, anticipating emerging issues and then driving appropriate actions that mitigate the impact to JPM
  • Liaise with other internal departments and external Counsel to successfully negotiate and execute the relevant legal documentation (IE/LF LMA, ISDA & CSA)
  • Take personal responsibility for the ongoing pro-active management of the credit exposure across a portfolio of clients.
  • Demonstrate sound understanding of J.P. Morgan’s Risk management policies and be comfortable dealing with various stakeholders (including Regulators and Auditors)
  • Foster a collaborative and inclusive environment that supports the growth and development of more junior team members

Required qualifications, capabilities and skills

  • Previous experience in roles with relevant skills for this position
  • Strong quantitative and qualitative analytical skills, with a ‘hands on’ approach to digging into the details of credit and structure
  • Ability to make sound decisions in a high pressure environment
  • First rate project management skills and demonstrable end to end ownership of work/projects
  • Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively
  • Proven people management, coaching and development abilities
  • Excellent communication skills (both written and verbal)
  • Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow
  • Documentation knowledge
  • Excel modelling proficiency

Preferred qualifications, capabilities and skills

  • Previous experience as a Senior Credit Officer
  • Knowledge of the Innovation Economy and developing trends in the UK and European VC market
  • Familiarity with venture lending structures (venture debt, recurring revenue lines, ABL) and managing/monitoring credit exposure for VC/PE backed clients